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Practice Areas
The Law Firm of Charles A. Gower, in Columbus, Georgia, serves individuals, families, and law firms in Columbus and the surrounding area, including Warm Springs, LaGrange, Butler, Talbotton, and Reynolds. Our practice is focused on:

Insurance Company Bad Faith Claims

Our firm represents people who have been harmed by an insurance company's bad faith failure to pay benefits it owes, and its bad faith failure to protect its insured.

Scenario 1.  Your client has been injured by a drunk driver. You find out that the defendant's insurance is limited to $100,000 and, after careful consideration with your client, you offer to settle for the $100,000. The insurance company refuses. You know you have excellent chances of winning a higher amount if you go to trial, but the defendant has no money. Is there anything you can do short of litigation?

Scenario 2.  Your client is the driver. The case went to court, and the plaintiff won a $500,000 verdict. The insurance company only has to pay out the $100,000. Your client can't pay, will be broken financially, and yet would have been in great shape had the insurance company only acted in good faith and settled the claim for $100,000 when it had the chance. Now what?

Call us. The insurance company has a clear duty to its insured to act in good faith to protect the interest of the insured. It is a tort if the insurance company puts its own interest ahead of the insured's. The Law Firm of Charles A. Gower has extensive experience handling insurance company bad faith claims. We know the law intimately, and have a record of success for our clients.

Our early intervention in insurance bad faith cases can save the case and result in an early - and acceptable - settlement. Whenever a claim is in excess of insurance policy limits, a Holt situation arises. We know exactly what steps to take to head off the excessive costs in time and money of needless litigation. Call us as soon as a reasonable offer of settlement is denied by the insurance company - we can help you evaluate their action and, whenever possible, persuade them to settle.

After a judgment that exceeds insurance policy limits, we can help you evaluate the case and your options against the insurance company. We have an excellent track record in resolving these bad faith insurance claim cases. Call (706) 324-5685 for a free consultation at any stage in negotiations, litigation, or after judgment. We do not charge an hourly fee, but rather work on a contingency basis on insurance bad faith denial cases.

Business & Consumer Litigation

Our firm represents consumers and businesses who have been harmed by the bad faith or misdeeds of businesses. We can help if you have been a victim of:

  • fraud
  • deceptive trade practices
  • misleading advertising
  • false representations
  • breach of contract
  • breach of fiduciary duty
  • conversion
  • misappropriation of funds
  • racketeering (RICO)
  • tortious interference with business

We have extensive experience negotiating and litigating in such cases in order to protect the public from the lack of due diligence or even intentional misconduct of businesses. We also can help minority shareholders who are being pressured by the majority. We believe that being at an economic disadvantage should not make a person at a legal disadvantage. There are many laws available to protect the consumer and the public. Call (706) 324-5685 for a free consultation to find out your options and your rights.

Personal Injury & Wrongful Death

Our firm represents individuals who have been seriously injured, and the families of those killed, by the negligence or recklessness of another. We have extensive experience handling car wrecks, truck crashes, motorcycle wrecks, and other serious injuries. We also have experience in the area of nursing home abuse and neglect. We have a nurse on staff to assist in evaluating cases where a nursing home or provider has failed to properly care for or protect a patient. We can help you get compensation for your medical expenses, lost wages, rehabilitation, other expenses, and pain and suffering. If you have lost a loved one, compensation can help to secure your family's future in the face of your loss. Call (706) 324-5685 to find out how we can help you.

The Law Firm of Charles A. Gower stands ready to assist you. All of our work is performed on a contingency basis; we do not charge an hourly fee. We are paid only if and when a case is successful. For more information, or to make an appointment, please call (706) 324-5685.

Law Firm of Charles A. Gower
1425 Wynnton Road
Columbus, Georgia 31906
Telephone:  (706) 324-5685
Fax:  (706) 322-2964

 

 

 

 

 

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.

Copyright © 2006 by Charles A. Gower. All rights reserved. You may reproduce materials available at this site for your own personal use and for non-commercial distribution. All copies must include this copyright statement.

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